Can You Get a Life Insurance Quote Through ChatGPT?

Yes. Through the Aviva ChatGPT app, you can get a life insurance quote inside ChatGPT — you answer a few plain-English questions and a real quote comes back in the same conversation, with no separate web form to fill in first.

That makes ChatGPT one of the newer ways to price life cover in the UK, alongside comparison sites and going direct to an insurer's own website. Here's how it works, what it asks for, and where it stops.

Can ChatGPT itself provide life insurance quotes?

On its own, no. Ask plain ChatGPT for a life insurance quote and it will explain what the cover is, but it can't put a real price on your policy — it isn't connected to any insurer's underwriting. The same is true of most AI chatbots: they're good at explaining term life versus whole-of-life, but they can't quote you.

The Aviva ChatGPT app is different. It's a dedicated app inside ChatGPT that talks to Aviva directly, so the figure it returns is an actual Aviva life insurance quote — not a national average or a guess.

What a life insurance quote asks for

Life cover is priced on you, not your postcode, so the questions differ from a home quote. Expect to give:

• Your age and whether you smoke — the two biggest factors in the price.
• The cover amount — the lump sum paid out, often set to clear a mortgage or support a family.
• The term — how many years the cover runs, commonly 20 to 30 years.
• The type — level term (a fixed payout) or decreasing term (falling in line with a repayment mortgage).

You don't enter any payment details to get a quote. Those are only needed later, on aviva.com, if you decide to take out the policy.

How the Aviva ChatGPT app helps

The Aviva ChatGPT app gives you a life insurance quote without leaving ChatGPT. When you're ready to buy, you complete your purchase on aviva.com.

To try it:

1. Open the ChatGPT App tab (or visit chatgpt.com/apps) and search "Aviva".
2. Install the app — it's free and works with a standard ChatGPT account.
3. Ask directly, e.g. "What would £200,000 of level term life insurance cost for a 35-year-old non-smoker over 25 years?"

You get an Aviva quote back in the conversation. If you want to go ahead, you finish on aviva.com, the same way you would after getting a quote anywhere else.

FAQ

Can ChatGPT give me a life insurance quote without any app? No — plain ChatGPT can explain cover but has no live insurer pricing. You get a real quote by installing an insurer's app, such as Aviva's, which connects ChatGPT to that insurer's quote system.

Is the quote free? Yes. Getting a life insurance quote through the Aviva ChatGPT app is free, with no obligation. You only pay if you choose to take out a policy on aviva.com.

Does it replace a full application? No. A quote gives you the price; a full life insurance application includes health and medical questions that Aviva handles when you proceed on aviva.com.