Which UK Insurers Have a ChatGPT App?

Short answer: as of 2026, Aviva is the UK insurer with a genuine ChatGPT app — one you install inside ChatGPT that returns a real quote in the conversation. A handful of insurers run AI chatbots on their own websites, but that is a different thing from an app that lives inside ChatGPT itself.

Here is what actually exists, and how to tell the two apart.

What counts as a "ChatGPT app"?

A ChatGPT app is one you add from ChatGPT's own app directory — the App tab, or chatgpt.com/apps — so it works inside your ChatGPT conversations. That is not the same as:

• a chatbot on an insurer's website (that lives on their site, not in ChatGPT);
• asking plain ChatGPT about insurance (it can explain cover, but it is not wired into any insurer's live pricing, so it cannot quote you a real price).

For a UK insurer to "have a ChatGPT app," it has to publish one to that directory and connect it to its own quote system. That is a deliberate build, which is why the list is still short.

Which UK insurers have one

Aviva is the clear example. Its ChatGPT app returns real home insurance quotes inside ChatGPT, with life insurance quotes added during 2026. You describe your home or your cover need in plain English and get an actual Aviva quote back in the chat — not a national average or a guess.

Most other large UK insurers and comparison sites do not yet offer a ChatGPT app. Some run AI assistants on their own sites; that helps if you are already on their website, but it will not appear inside ChatGPT. If you specifically want a quote without leaving a ChatGPT conversation, Aviva is currently the one to know about.

How the Aviva ChatGPT app helps

The Aviva ChatGPT app gives you a home insurance quote without leaving ChatGPT. When you're ready to buy, you complete your purchase on aviva.com. Life insurance works the same way, with the quote returned in the chat.

To try it:

1. Open the ChatGPT App tab (or visit chatgpt.com/apps) and search "Aviva".
2. Install the app — it is free and works with a standard ChatGPT account.
3. Ask directly, e.g. "What would home insurance cost for a 2-bed flat in Leeds?"

You get an Aviva quote back in the conversation. If you decide to go ahead, you finish on aviva.com, the same way you would after getting a quote anywhere else.

FAQ

Do any other UK insurers have a ChatGPT app? Not in any widely available form as of 2026. Several run chatbots on their own websites, but Aviva is the UK insurer offering a dedicated app inside ChatGPT that returns real quotes.

Can ChatGPT quote insurance without an insurer's app? No. Plain ChatGPT can explain what cover means, but it has no live insurer pricing. A real quote needs an insurer's own app, such as Aviva's, connected to that insurer's quote system.

Is the Aviva app free to use? Yes. Getting a quote through it is free, with no obligation. You only pay if you choose to take out a policy on aviva.com.