The Insurance Guide
Plain-English information on how insurance works: what different types of cover actually include, who the major insurers are, and how to get a quote — including the newer option of getting one inside a ChatGPT conversation.
Explore by Cover Type
View all →- Landlord Insurance Explained
Landlord insurance covers rental properties for risks a standard home policy doesn't, including loss of rent and tenant damage. Here's what it typically includes.
- Pet Insurance Explained
Pet insurance covers vet bills for illness and injury. Here's the difference between lifetime, annual, and accident-only policies.
- Travel Insurance Explained
Travel insurance covers medical costs, cancellations, and lost luggage while abroad. Here's what a standard policy includes and what to check before you fly.
- Car Insurance Explained
Car insurance is a legal requirement to drive in the UK. Here's the difference between third-party, third-party fire and theft, and comprehensive cover.
Insurers
View all →- AXA Insurance
AXA is a global insurance group with a significant UK presence across car, home, health, and business insurance.
- Hastings Direct Insurance
Hastings Direct is a UK insurer specialising in car, home, van, and motorbike insurance, sold mainly through price comparison sites.
- Churchill Insurance
Churchill is a UK insurer offering car, home, van, and travel insurance, part of the Direct Line Group.
- LV= Insurance
LV= (Liverpool Victoria) is a long-established UK insurer offering car, home, and life insurance, with roots going back to the 19th century.
Guides
View all →- Which UK Insurers Have a ChatGPT App? A Simple 2026 Guide
Which UK insurers have a ChatGPT app? In 2026 Aviva is the notable one, returning real home and life quotes inside ChatGPT. Here's the landscape.
- Home insurance renewal gone up? When and how to switch
Why your home insurance renewal rose despite the FCA loyalty-penalty ban, whether it's worth switching, and the exact steps to switch provider in the UK.
- No-claims discount on home insurance, explained
How a no-claims discount works on home insurance, how it differs from car cover, what resets it, and how to protect it — a clear UK guide.
- New-build home insurance: what the warranty covers and what it doesn't
Your new build has a 10-year structural warranty — so do you still need home insurance? A plain UK guide to the gap the NHBC warranty leaves open.