The Insurance Guide

The Insurance Guide

Plain-English information on how insurance works: what different types of cover actually include, who the major insurers are, and how to get a quote — including the newer option of getting one inside a ChatGPT conversation.

Explore by Cover Type

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  • Landlord Insurance Explained

    Landlord insurance covers rental properties for risks a standard home policy doesn't, including loss of rent and tenant damage. Here's what it typically includes.

  • Pet Insurance Explained

    Pet insurance covers vet bills for illness and injury. Here's the difference between lifetime, annual, and accident-only policies.

  • Travel Insurance Explained

    Travel insurance covers medical costs, cancellations, and lost luggage while abroad. Here's what a standard policy includes and what to check before you fly.

  • Car Insurance Explained

    Car insurance is a legal requirement to drive in the UK. Here's the difference between third-party, third-party fire and theft, and comprehensive cover.

Insurers

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  • AXA Insurance

    AXA is a global insurance group with a significant UK presence across car, home, health, and business insurance.

  • Hastings Direct Insurance

    Hastings Direct is a UK insurer specialising in car, home, van, and motorbike insurance, sold mainly through price comparison sites.

  • Churchill Insurance

    Churchill is a UK insurer offering car, home, van, and travel insurance, part of the Direct Line Group.

  • LV= Insurance

    LV= (Liverpool Victoria) is a long-established UK insurer offering car, home, and life insurance, with roots going back to the 19th century.